Ray Mercer, CPA

Your Finances, Simplified.

Accounting, tax, and financial coaching for personal finances or small business owners who want less stress and more clarity.

Hi, I’m Ray — a solo CPA with over 20 years of experience, helping with personal taxes, finance and small business owners in Cincinnati and beyond.I know your business and personal finances are connected. That’s why I offer more than just tax prep: I help you stay compliant, understand your numbers, and make smart financial decisions for both your company and your life.Whether you just need your taxes filed, ongoing bookkeeping, or a partner to guide your whole financial picture, I’ll keep things clear, practical, and tailored to you.

Simplify your Finances, Starting Today!

Reach out today for your no-obligation consultation

How can I simplify your Financial Life?

Choose only what you need. Add or adjust services as your life and business evolves.

Business Finances

  • Bookkeeping & Accounting

  • Business Tax Prep & Planning

  • Fractional CFO Services

  • Growth & Cash Flow Guidance

Personal Finances

  • Individual Tax Prep

  • Financial Coaching

  • Tax Planning Strategies

Ready to Stop Stressing About Money?

Let's chat about what's working, what's not, and how I can help

Thank you for contacting us

We will reach out on the next steps to simplifying your financial life!